Description: Panelists, representing commercial carriers and large and small independent carriers, discuss what changes they envision in the industry of health maintenance organizations [HMOs]. From the 1988 Record of Society of Actuaries, Vol. 14, No. 4A.

Description: Data on morbidity, loss ratios, actual-to-expected continuance rates, and lapse rates for disability insurance, and discussion of the implications with respect to legislation, product design, pricing, underwriting, and marketing. This presentation was made at the 1975 SOA Los Angeles Spring Meeting.

Description: This panel discussion session examines the marketing and pricing considerations of group insurance in the 1980's.

Description: This is a teaching session discussing periodic health examination and executive health profiling. From Record of the SOA 1976 Vol. 2 No. 4

Description: Presented at May 2000 Spring Meeting. Experience on group and individual disability insurance has been historically sensitive to economic and demographic trends. In recent years, for example, the restructuring of the health care industry has caused major upheaval for many disability for many disability insurers. The panelists in this session speak in general terms about a variety of trends, such as the stock market, unemployment rates, interest rates, and the aging of the baby boom generation. They then turn specifically to the disability insurance market and speculate on how these trends may affect financial results.