Description: This paper discusses the actuarial aspects of state regulation of individual variable annuities. Focus is on regulation of interest rates, expense and mortality guarantees, grace period and nonforfeiture provisions, and transfers of surplus to and from separate accounts. From Transactions of Society of Actuaries 1968, Vol. 20, Pt. 1, No. 58.

Description: This discussion at the 1968 Annual Meeting covers equity-oriented product issues including deciding to sell variable annuities, sales methods, the effect of SEC regulations, and new equity product ideas.