Description: This presentation is a panel discussion, session 54PD, from the 2004 Spring Meeting of the Society of Actuaries, held June 14-15 in San Antonio, TX. This session covers the impact of segmentation and underwriting on expected mortality and morbidity. Panelists discuss the importance of data mining and customer selection on ultimate experience, setting up direct marketing applications with the right type of questions to maximize responses but limit risk, the use of prescription drugs and other databases, and industry practices for obtaining customer information. Discussion from participants is included. From the Record of Society of Actuaries, Volume 30, No. 2.

Description: Panelists discuss the use of predictive modeling for health insurance in underwriting, rating, case management, etc. Panelists also discuss practical issues associated with implementing predictive modeling. From the 2002 Record of Society of Actuaries, Volume 28, No. 2. Session 99OF of the San Francisco Spring Meeting.