Description: Presented at May 2005 Spring Meeting. Panelists discuss the insuring of the aging population in respect to assessment of the health of the insured and resulting mortality costs.

Description: This session at the SOA 2004 Annual Meeting looks at current underwriting issues including the tools underwriters now use for appraising risk in various markets, the impact of preferred exceptions and business decisions from a pricing and claims perspective, and new ideas for assessing risk at older ages.