Description: Discussion of the following topics pertaining to disability income and other health insurance: 1. What portions of the loss of income and of the expenses incurred are properly insurable? 2. What special problems are encountered in providing suitable coverage for the following: a Employees and dependents eligible under Group plans b Individuals employed or not employed and their dependents ineligible under Group plans c Aged persons. 3. Methods for companies to meet the problems of overinsurance arising from duplication of coverage or from other causes?

Description: The purpose of this paper is to discuss the major health issues facing the United States of affordable care and cost controls. While this paper does not develop a specific health plan, it does analyze the problems and give direction. From Transactions of Society of Actuaries 1981, Vol. 33.