Description: This discussion looks at: what period or combination of periods could reliably be used for valuation purposes, if the practice of applying the rate of disability to mixed lives in the construction of monetary tables is appropriate, and problems from the use of the assumed date at commencement of disability as contrasted with the use of the date at the end of the waiting period.

Description: This report presents a two-part analysis of morbidity experience under individual loss-of-time policies, 1960-1963. The first part covers the full first year of the benefit period, while the second part analyzes experience under claims extending into the second year of benefits. From the Transactions of Society of Actuaries, 1965 Reports.

Description: Presents the results of the continuing study of the morbidity experience of Group Long Term Disability Insurance. Experience included in the report is for the period 1974 - 1978 and is predominantly that of employer-employee groups located in the U.S and is largely for plans that appear not to have been the result of bargaining.

Description: This study provides 1970-1971 experience under loss-of-time policies.

Description: This 1963 Report presents an analysis of morbidity experience under individual loss-of-time policies during calendar years 1960-61 and a comparison of this experience with results for the period 1955-59.

Description: Provides morbidity experience under individual loss-of-time policies during the full first year of the benefit period. Separate accident and sickness tables are included.

Description: Covers disability experience for employer/employee groups for the period 1975 - 1979.