Description: This is an Editorial describing the need for actuaries to upgrade skills or risk minimization from artificial intelligence.

Description: There is a growing amount of “off-balance sheet” talent in the US and Global workforce. This spans from consultants and contractors, to gig workers and the crowd (both curated crowd and open crowd). One such example is Uber and Lyft workers. Insurance companies and the Actuarial profession have started to experiment with platforms such as Kaggle and this will continue to grow and evolve. This article explores these new sources of talent for companies, the implications to the actuarial function, benefits and challenges of the evolving workforce.

Description: This story won the Predictive Analytics and Futurism Section prize for most novel prediction forming the basis for the narrative in the 2019 Actuarial Speculative Fiction contest.