Description: This article discusses the utilization of credibility concepts to reinsurer-cedant moratality analysis.

Description: Accelerated underwriting programs continue to evolve at a rapid pace. Triage systems have become a key element in many of the newer accelerated underwriting programs in the market. Depending on the criteria used at the triage point, these programs can have residual effects on class prevalence and mortality which in turn affect the profitability of these programs. In this article we will explore some potential impacts on mortality and prevalence within these programs.

Description: Discussion of the latest report of the Individual Life Experience Committee ILEC Mortality for Standard Individually Underwritten Life Insurance Between 2005 and 2007 Policy Anniversaries.

Description: Identifies current trends and considerations when setting the mortality improvement assumption for individual life insurance in the US.

Description: In setting future mortality assumptions for pricing, the actuary needs to consider not only recent results and recent annualized mortality improvements, but also must look at the possible impact of possible shocks epidemics, wars, etc.

Description: A discussion of the need to search for alternative mortality tables other than the 1975- 80 and 1990-95 tables to use as the base table, which may be more appropriate for a particular company or specific products.

Description: Feature article discussing the Life Settlements business: recent growth, pricing, and future of the business.