Description: This article speculates on the presence and magnitude of the benefits attributable to regular rebalancing of one's investment portfolio. It surveys the extant literature, discusses certain implications, and presents conclusions.

Description: Summary of research project designed to document method to credit interest rates to account value based products. The investment year method (IYM) can theoretically align with investment strategy and be fair to policyholders. These products were designed in the 1980s with guaranteed nominal rates above what is currently accessible so most products credit the guaranteed rate. This paper documents how it could be resurrected during the next interest rate cycle.

Description: Feature article discussing the current state of interest rates globally.

Description: Crossword puzzle for the February 2020 issue of Risks & Rewards.

Description: A feature article discussing the financial opportunities of investing in gold.

Description: Summary of April 2020 Investment Section Town Hall and come additional commentary.

Description: How to set asset assumption, at the cycle or through the cycle and other considerations

Description: Crossword puzzle featured in the September 2020 issue of Risks & Rewards.

Description: This article discusses the possibility of high inflation down the road. The high levels of debt incurred due to the COVID-19 pandemic will be difficult for many countries to support. Central bank activity is "standing in the gap" but this is not necessarily the optimal solution. Inflation can also become an issue due to contagion coming from less financially stable countries, resulting a crisis of confidence, driving up interest rates.

Description: Overview of Investment Section activity and vision ahead.