Description: The guest editorial details some valuable lessons during the author’s career as an employee benefits (mostly retirement) consultant, turned P&C predictive modeling, reporting and data warehousing lead, turned an analytic strategist and independent consultant.

Description: Interview with Ian Duncan about his actuarial background and role in predictive analytics.

Description: With the convergence and consolidation of the financial services industry, the advent of new technologies and the Internet, and increased focus on the customer, actuaries are facing a brand new set of challenges. This editorial prefaces the articles in this issue that point out some key challenges and opportunities facing today’s actuaries.

Description: Insurance professionals are seeing the industry change before their very eyes, and many are being forced to change with it. But it seems those pushed and pushing the most are those touched directly by the Internet’s World Wide Web. In this article, seven executives and professionals are interviewed about their work on this new fast track. They sometimes had widely varying opinions, but they agreed on two points: the Web is rapidly forcing a restructuring of the way insurance business is done, and this will create new and perhaps more opportunities for actuaries.