Description: Covers 1980 experience under individual loss-of-time policies in the first and second years of the benefit period, and historical data is shown from 1974 forward.

Description: The Society of Actuaries and LIMRA have sponsored a U.S. Individual Disability Income Persistency Study. The report, authored by Cathy Ho and Steve Elek, presents the results of a study of individual disability income (“IDI”) lapse experience in the United States between observation years 2000 and 2007. This is the first report in a two-part series that will present results of a study conducted jointly by LIMRA and the Society of Actuaries (SOA) and based on data provided by 12 individual disability income insurance writers.

Description: Covers the 1978 - 1982 morbidity experience for employer/employee groups.

Description: Presents the results of the continuing study of the morbidity experience of Group Long Term Disability Insurance. Experience included in the report is for the period 1974 - 1978 and is predominantly that of employer-employee groups located in the U.S and is largely for plans that appear not to have been the result of bargaining.

Description: Covers the morbidity experience for the 1977 - 1981 period.

Description: This study provides 1970-1971 experience under loss-of-time policies.

Description: Preface to the Group Weekly Indemnity Insurance and the Group Long Term Disability Insurance studies.

Description: Covers the experience of employer/employee groups for the period 1976 - 1980.

Description: Report to give actuaries practical information and guidance on LTD claim credibility for case level pricing and underwriting. Stage 2 of the GLTD Credibility Study, this analysis was expanded using the industry data gathered during Stage 1.

Description: Preface for the Group Weekly Indemnity study.