Description: This report provides a framework of analyses and methods that can be use to compare and assess strategies for developing lifetime retirement income.

Description: Fact sheet about the monograph on Managing the Impact of Long-Term Care Needs and Expenses on Retirement Security.

Description: The SOA is pleased to make available a report updating the 2012 risk assessment performed by Porteous et al. The report also provided an economic capital analysis for a stylized US plan with the same member profile and the USS provisions modified to reflect a typical US DB plan.

Description: This report investigates the financial consequences of delaying CPP payments. The intent is to provide a quantitative basis to better inform the take-up decisions of Canadians for whom delaying CPP benefits might provide improved financial outcomes and greater retirement income security.

Description: The SOA and the CIA are pleased to make available a research report assessing the impact of Canadian Pension Plan (CPP) enhancements.

Description: Summary sheet of the report, Tale of Two Pension Plans: Measuring Pension Plan Risk From an Economic Capital Perspective.

Description: The report studies the impact of unemployment and underemployment on insurance business, introducing concepts, theoretical background, and patterns of both.

Description: This study seeks to understand what has already been done to date to determine how many people are at risk, how great that risk is, and what can be done to minimize it. In addition, this report explores solutions that may lay in changing individual behaviors. Since much of what happens in preparation for and during retirement is up to an individual, we want to understand what we know about individual behaviors and how we can influence them. In addition, it should also be recognized that solutions might lie in new public or employer policies or in new products for the marketplace. Although there have been some new products entering the market in recent years—like late retirement, or so-called longevity insurance—the development of new solutions has been slow and may be hampered by complex government regulations.

Description: This study provides insight about what retirees and those nearing retirement age say about management of post-retirement risk and the use of various strategies for managing that risk.

Description: The Aging and Retirement Strategic Research Program is pleased to make available a report summarizing the research phase of a multi-phase project leading to publication of a Conversation Guide to plan for changes in financial capacity and decision-making.