Description: The author discusses the various components that may have an effect on the future of mortality such as the extinction of numerous species of flora and fauna the growth of agribusiness genetically modified foods, better public health institutions and programs, etc.

Description: Written from a regulatory perspective, the article covers the purpose of regulation and some regulatory expectations. The topics include the appointed actuary's involvement in corporate governance, reasonability of results when compared to prior results, data quality, familiarity with the company's annual statement and applicable statutes, and areas where appointed actuaries can add value though services provided to smaller life insurance companies.

Description: Certain valuation assumptions are difficult to set with a high degree of accuracy, whether because the underlying experience is in different economic or interest rate environments, in addition to other reasons. Examples include assumptions for long-term care insurance, annuity options, lapsation and premium persistency on ULSG. This session will share how the actuary can use predictive analytics to augment the assumption-setting process. Some of the benefits to the actuary (along with the company and the regulator) include more accurate assumptions with lower margins for adverse deviations. Of possible interest as well is that applications go beyond valuation and include acquisitions, reinsurance and pricing.

Description: 1993 SOA Annual Meeting, New York. This session is about status of new mortality table developments in the pension arena, impact of new mortality tables on annuity valuations, and the effect of new mortality tables on defined-benefit plan minimum funding and pension expensing.

Description: Presented at May 1996 Spring Meeting. This session analyzes the factors that influence the mortality differences between countries and between population and insured-lives mortality.

Description: Article Board Of Governors by Bog in The Actuary, March 1979, Volume 13, Number 3

Description: The author describes a recent LIMRA study of agent terminations. The article describes the assumptions and methods used in the study, and provides a table comparing the results of this study, called the Brzezinski 1979 Agent Termination Tables, with agent termination rates derived from previous studies.

Description: View the Actual and Expected Relative Mortality Ratios.

Description: The SOA Research Institute and LIMRA have completed the most up-to-date study of universal life lapse and surrender data. Learn more about this vital resource for actuaries working with individual life insurance products.

Description: Letter issued by the Society of Actuaries to Life Insurance Companies that have indicated they could contribute to a Mortality Study of Individual Variable Annuities in the Deferred Period. Instructions on how to contribute data are included.