Description: This article introduces hope as a cognitive concept that appears when circumstances are uncertain or dire. Hope is the belief that by shifting one's perspective, an individual has the power to take steps to improve their current problematic circumstances

Description: In an effort to cultivate a more diverse profession and membership for their organizations, The Society of Actuaries (SOA) and the Casualty Actuarial Society (CAS), through their Joint Committee for Inclusion, Equity and Diversity Charter (JCIED) have made a commitment to significantly increase their funding and support of the International Association of Black Actuaries (IABA) for the next three years (2019-2021).