Description: Written from a regulatory perspective, the article covers the purpose of regulation and some regulatory expectations. The topics include the appointed actuary's involvement in corporate governance, reasonability of results when compared to prior results, data quality, familiarity with the company's annual statement and applicable statutes, and areas where appointed actuaries can add value though services provided to smaller life insurance companies.

Description: The author discusses the various components that may have an effect on the future of mortality such as the extinction of numerous species of flora and fauna the growth of agribusiness genetically modified foods, better public health institutions and programs, etc.

Description: This paper demonstrates the calculation of the moments of the distribution of aggregate life insurance claims from seriatim inforce data, assuming that each record represents an independent Bernoulli trial with its own known probability of a claim, q. Continuous distributions matching the first three or four moments are identified.

Description: This article discusses the utilization of credibility concepts to reinsurer-cedant moratality analysis.

Description: What are the possible future implications to insurance companies of significant improvements in mortality? How can futurism techniques be used in research? The formation of the mortality improvement study group at the Principal Financial Group was the first step toward examining the issue of mortality improvement. In an interactive format, we will present what we learned about mortality and futurism techniques by participating in this group.

Description: The purpose of this paper is to suggest an improved method of future mortality improvement approximation, using the a-1949 Table as the basic table. Comparisons are shown between this method and other methods for annuitants.

Description: Covers mortality experience under Canadian individual payout annuities and certain deferred annuities which have no cash value or no right to change the policy.

Description: This is the annual report submitted by the Individual Life Section of the Committee on Expected Experience on the intercompany mortality experience for Canadian standard ordinary life insurance policies between 1990 and 1991 anniversaries.

Description: This second study of intercompany mortality experience under structured settlement annuities examines experience through calendar year 1993.

Description: This report describes the mortality experience by cause of death from 1983 to 1988 policy anniversaries and includes data from the same companies that contribute to the annual study of Mortality under Standard Ordinary Insurance Issues.