Description: Report summarizing the results of the 2015 PBITT UL with Secondary Guarantees Survey

Description: Report summarizing the results of the 2015 PBITT UL with Secondary Guarantees Survey.

Description: In this article, we discuss the future of wearable technology in life insurance. Evidence from recent research shows that low levels of physical activity, as measured by steps per day indicate much higher mortality risk while higher levels of activity correspond with lower risk. The article shares insights of how insurers can use wearables to innovate by improving the customer journey, expanding insurability, engaging customers, promoting healthy lifestyles and improving risk assessment. Lastly, we discuss the challenges and considerations when using new data and technology to ensure success.

Description: Report summarizing the results of the 2011 PBITT UL with Secondary Guarantees Survey

Description: This is a addendum for the research report summarizing results of premium persistency assumptions used by life insurers for flexible premium UL products.

Description: Discusses Phase 1 survey results from the SOA/RGA post-level term research project.

Description: Report summarizing the results of the 2018 PBITT UL with Secondary Guarantees Survey

Description: This is an article summarizing a study about the replacements of individual life insurance policies.

Description: Over the last few years, many direct companies have started inforce management programs and are now navigating what actions can be taken to optimize the business. At the same time, the legal, compliance, and regulatory environments are also changing. The presenters will explore the development and implementation of programs such as changing non-guaranteed elements or efforts to improve experience while considering the changing compliance environment, including New York Regulation 210, ASOP2 and litigation challenges.

Description: Results of the PBITT Working Group annual VA Survey.