Description: A Discussion of why female mortality is higher than male mortality at higher ages.

Description: Report to give actuaries practical information and guidance on LTD claim credibility for case level pricing and underwriting. Stage 2 of the GLTD Credibility Study, this analysis was expanded using the industry data gathered during Stage 1.

Description: Past problems with Association Group Disability Coverage inadequate pricing, contract deficiencies, less restrictive underwriting standards, lack of risk diversification Issue No. 38

Description: This article summarizes a 2010 disability research project that explored offsets of benefits for group long-term disability plans.

Description: The panelists in this session explore the characteristics of liability cash flows for disability insurance and discuss the implications for a company's investment strategy. Specific topics to be addressed include cash-flow patterns, duration analysis, asset/liability matching and investment strategies.From the Record of the Society of Actuaries, Volume 29, No. 2, Session 67

Description: Covers the experience of employer/employee groups for the period 1976 - 1980.

Description: This session is about the current insurance topics such as: Experience rating problems, Long term disability problems, Health Maintenance Organizations Reinsurance.

Description: The Individual Disability Experience Committee (IDEC) of the SOA has gathered industry data covering 2006-2015. This sessions will highlights their findings on the recent industry experience compared to the 2013 Individual Disability Income Valuation Table (2013 IDIVT), including the impact of the recession on incidence and terminations. The audience will gain an understanding of how the recent industry experience compares to the most recent valuation table. The session will cover claim incidence and claim termination Actual to Expected (A/E) using 2013 IDIVT as the expected basis. The adequacy of the modifiers will also be also be discussed.

Description: This panel discussion focuses on group long-term disability insurance.

Description: 1994 SOA Meeting, San Francisco. This session is about joint ventures and private labeling for life, annuity and disability products. In a primary variation of private labeling, a manufacturer develops, underwrites, administers, and does the actuarial functions, but the client company markets the product. Other variations of joint ventures have different distributions of duties.