Description: This session from the 1995 SOA Vancouver Meeting covers individual non-cancellable DI by three major writers who discuss their view of the viability of non-cancellable DI and some of the steps their companies have taken or are planning to take to address their concerns. From the Record of the Society of Actuaries, Vol. 21, No. 3b.

Description: This session from the 1995 SOA Boston Meeting examines the broad changes in the disability marketplace, an overview of the issues of individual noncancelable disability insurance, consumers' response to these changes and disability product ideas. From the Record of the Society of Actuaries, Vol. 21, No. 4a.

Description: Panelists discuss current market dynamics, product features, claims adjudication, changes in underwriting requirements, and modeling. From the 1997 Record of Society of Actuaries, Vol. 23, No. 3.

Description: Panelists at this session of the SOA 1998 Maui II Spring Meeting discuss a variety of ways in which nontraditional reinsurance has been used lately by individual disability income carriers. Such reinsurance transactions have included finite reinsurance, surplus relief and stop loss reinsurance.

Description: This session explores the issues raised and logistical problems encountered in setting risk-based capital RBC factors for various health products. Also discussed is the development of surplus requriements for disability income products. From the Record of the Society of Actuaries, Volume 27, No. 1, Session 95

Description: Panelists in session 65OF of the New Orleans Annual Meeting provide a summary of products in today's disability insurance marketplace containing ROP rider and current pricing and reserving issues. From the Record of the Society of Actuaries, Volume 27, No. 3, Session 65OF.

Description: This paper discusses the purpose and nature of the benefit ratio [otherwise known as active life] reserve in relation to the class of health insurance contracts to which it is intended to apply. From Transactions of Society of Actuaries 1988, Vol. 40, Pt. 1.

Description: Presented at September 1995 Valuation Actuary Symposium. Discusses individual disability income reserves and profit measures.

Description: This panel discussion session focuses on individual disability insurance. Topics discussed include definitions of disability, review of experience, reserve adequacy, claim recognition, HIAA Special Disability Committee, presentation of Disability Termination Rates paper. 1979 Vol. 5 No. 3

Description: A simple short-term disability model is developed, where the loss process is comprised of two processes: new claims process and continuing claims process. This results in a surplus function with stationary dependent increments. Three dimensional transitional probabilities are needed to model the transitions of this non-Markovian process. An approximating model with stationary independent increments is found. The approximating model leads to bounds for the finite probability of ruin. Numerical comparisons are made.