Description: This session from the 1976 SOA Fall Meeting discusses existing and suggested life insurance products - adjustable life - which adjust to changes in need for coverage and changes in ability to pay. It compares adjustable life to universal life.

Description: Breakout Sessions 1A: The Fundamentals of Pricing for Underwriters

Description: This is the abstract of a paper that builds on previous work concerned with measuring equity, and considers the problem of using observed claim data or other information to arrive at premiums which maximize equity. When these optimal premiums are used, it is shown that gathering more information or refining the risk classification must always increase equity.

Description: Article from The Actuary, June 1999 – volume 33 - Issue 6: Independent brokerage agencies have been the alternative distribution system of choice by life insurers using methods other than the career agency system to bring products to market.

Description: This session discussion is about the new niches in direct response marketing such as new products, database marketing and relationship marketing. From Record of the Society of Actuaries Vol. 15, No. 2.

Description: This session at the SOA 1990 San Francisco Spring Meeting focuses on the connection between the pricing function and financial reporting, communicating financial information to senior management and asset/liability management.

Description: This session at the SOA 1990 Annual Meeting an overview of the European life insurance market with respect to products, distribution, pricing, regulation and taxation.

Description: Panel discussion session on universal life examining marketing strategy, product line management, replacement programs, federal income taxes from three different viewpoints, mutual company, stock company, and Canadian company

Description: FASB's Statement of Financial Accounting Standards No. 97 contains wide-sweeping changes to the preparation of GAAP financials for insurance companies. The focus of this article will be on the ramifications of the interest rate FASB has decided to use to amortize deferred acquisition costs.

Description: The Actuary Vol. 22, No. 2. This article discusses how the the choice of basis for measuring Interest Rate Spread impacts pricing and accounting for interest sensitive products.