Description: This artilce, developed by a team of experts at Northwestern Mutual, describes the filial responsibility laws in various states that mean adult children could potentially be held legally responsible for their parents' care under certain circumstances, such as when their parents are ailing and without sufficient financial resources to take care of themselves.

Description: Short-term Care insurance provides consumers with an alternative option for financing the costs of medical care due to a short-term disability or post-acute care. This article provides an overview of the current Short-term Care market and compares some of the key benefit features to those found in Long-term Care products that are available today.

Description: To increase awareness of current research, cognitive treatments, brain exercise programs and overall long-term care, we will be adding a regular feature to the LTC Section newsletter, tentatively called the “Cognitive Corner.” This feature will provide a place to share existing academic research and health-related outcomes related to cognitive factors. It is the hope that this information will spur thought-provoking discussions and debates that impact your work regarding these hypotheses.

Description: The article focuses on some of the major challenges and considerations an insurance carrier faces with pricing, management, and administration of LTC Combo Products.

Description: This article describes how Long-Term Care products and riders may be filed with the Compact, and provides an update on current regulatory trends.

Description: This article discusses impact of Life Line Screenings on LTC policyholder claims results.

Description: Advisers and Consumers have a difficult task in choosing appropriate inflation protection - this article address the challenges and provides suggestions.

Description: Following recent SOA Research, we look at how climate scenarios will affect Long Term Care assumptions and business.

Description: Stakeholders in a specific state (Minnesota) were interviewed about the potential value -- and obstacles -- of a catastrophic backstop program to handle long term care (LTC) financing needs. The design would entail a payroll deduction which would produce a fund to pay LTC expenses once a deductible period (of 1 to 4 years, depending on income) was reached. This design was believed to encourage enrollees to cover the front end better than done today, whether by private insurance or other means.

Description: Full version of Long-Term Care, September 1999, Issue No. 1.