Description: This article addresses the complexities and practicalities of constructing a continuance curve from long-term care LTC claims data.

Description: Discussion of the following underwriting topics: A. In view of the low rates of mortality currently experienced on standard lives, is the standard classification too narrow? B. Do substandard extra premiums at the lower ratings make fair provision for the additional expenses incurred on substandard policies? C. What problems are encountered in issuing life insurance on persons residing outside the continental United States and Canada? D. What changes have been made recently in non-medical selection and why? E. How could greater use be made of mortality or morbidity studies conducted by hospitals, clinics, government agencies, universities and others outside of the life insurance business?

Description: Table of Contents.

Description: 1965 Report presenting an analysis of morbidity experience under individual medical expense policies during calendar years 1962 and 1963. From Transactions of Society of Actuaries 1965 Reports

Description: 1967 Report presenting an analysis of morbidity experience under individual medical expense polices during the calendar years 1964 and 1965.

Description: Introductory report on several factors influencing the actual to tabular ratios for health insurance.

Description: The Committee's report consists of four sections on group life and health insurance. From Transactions of Society of Actuaries 1971 Reports

Description: This is the 1971 report in a series on annual studies of the morbidity experience of Group Weekly Indemnity Insurance.

Description: This 1971 report extends the Analysis of Rates of Disablement section of the previous report to include plans with a twelve-month elimination period. From Transactions of Society of Actuaries 1971 Reports

Description: Table of Contents for the 1974 Reports of Mortality and Morbidity Experience.