Description: Advocates promoting the savings aspects of cash value life insurance products.

Description: This article discusses a paper entitled, “Looking at Canada in 1980.” The author of this article, editor of The Actuary, notes that the paper’s author, A. Peter Hardy, F.I.A., who had called upon his own experiences in Canada in 1976-79 to write it, provided a copy, excerpts from which are included in the discussion. Three of the areas Mr. Hardy addressed for comparison between Canada and UK practice are discussed in this article: taxation, guaranteed cash surrender values, and life insurance commission and the field force.

Description: This article by the editor discusses responses from readers to The Actuary’s September 1981 Supplement on Universal Life, much of it critical in nature. One responder noted that Universal Life is ‘a symptom of an economy in convulsion,’ and had serious doubts that this product will successfully provided consumers with long term life insurance protection.

Description: This is an editorial covering questions about life insurance.

Description: “X” Factor—Modified Select Factor Adjusted Mortality Rates by Larry M. Gorski from The Financial Reporter, May 1999, Issue No. 39.

Description: Reflections of a Regulatory Actuary by Larry Gorski

Description: The Society of Actuaries has recently issued a Request for Proposal to identify specific consumer profiles and the retirement income strategies appropriate to each profile.

Description: Mortality Credibility and its use within VM-20.

Description: Continued look at unlocking of traditional contract valuation assumptions, this time examining the frequency of true up for actual experience.

Description: This is a digest of of informal discussions recorded in the Transactions of Society of Actuaries 1958, Vol. 10, No. 27. Topics addressed: 1. Need for a new life valuation table. 2. Special policies such as Family Plans and Bank Loan and Split Dollar Plans. 3. Trends in agent compensation.