Description: This paper represents an attempt to formulate a cohesive and consistent approach to the analysis of claim liabilities. Numerical examples are used to illustrate the methodology. From the Actuarial Research Clearing House ARCH 1990 Vol. 1.

Description: This purpose of this paper is to furnish management of smaller companies with small company experience. This includes a comparison between medical and non-medical business and the maintaining of a continuous investigation procedure. This paper additionally determines experience rates of mortality for dividend purposes. Experience by cause of death is also provided.

Description: The embattled life insurance industry in Australia needs to come to terms with a new environment of heightened claims volumes, unprecedented losses, changing distribution models and even reduced benefits. Like the mythological phoenix that spectacularly regenerates from its ashes every century, Australia’s life insurance industry needs something special to rise from its ashes. Claims management innovation promises to give the necessary impetus for a market that is desperate for some good news, whilst laying the foundation for a claims revolution worldwide.

Description: Covers the intercompany mortality experience under Standard Ordinary insurance between 1978 and 1979 policy anniversaries, and also for the period between 1974 and 1979 policy anniversaries where one year's exposure generally provided an insufficient volume of data.

Description: Covers 1983 - 1984 and 1979 - 1984 anniversaries mortality experience for individual life insurance.

Description: This discussion reviews underwriting and the possibilities of using extra premiums as an alternative to a war clause. Also a discussion of the experience of Great Britain and other countries with war deaths of 1 military personnel and 2 civilians and how this experience might be used to anticipate the extent of possible civilian war catastrophes and their effect on life insurance companies in United States and Canada. This panel further explores problems arising in connection with aviation risks as well as with the underwriting of war correspondents, Red Cross workers, members of the Merchant Marine and other auxiliary services.

Description: Latest in series of annual reports on intercompany mortality experience under Standard Ordinary life insurance policies, providing data from 1979 - 1980 anniversaries and 1975 - 1980 anniversaries. Both medically and non-medically underwritten experience is included.

Description: Outlines the minimum amount of data required to participate in the 2005-2007 life claims study

Description: Panelists discuss recent trends in the effects of mortality and lapse rates on term life insurance. The discussion includes: • Theories predicting the impact lapse rates have on mortality after the level premium period • Recent industry studies on mortality and lapses • The impact lapse and mortality rates have on profits

Description: The purpose of this paper is to introduce a practical method for interpolation and smoothing and give a number of numerical examples using the method. The method is a variation of the Whittaker-Henderson method. Discussions of this paper are included.