Description: A discussion of insurance claims processing and payment systems, and how to achieve the minimum possible number of errors.

Description: An introduction to other articles in this issue about Medicaid abuse and genetic testing.

Description: September 2011 issue of the Long-Term Care Insurance Section newsletter, Long-Term Care News

Description: Article analyzes the reinstatement regulations of long-term care policies.

Description: Description of French long term care claim evaluation system

Description: A discussion about change. Change is constant and will continue—some of it predictable; some of it not. Knowledge is the best tool for understanding change, and this publication is a great forum for allowing the best and brightest to share.

Description: For a long time the primary focus of private LTC insurance companies has been to educate the public about the need for private LTC insurance and to make the product more acceptable to a wider population. To this end there have been numerous changes to the product design to make this product more acceptable to general population. However, one of the things that may have been overlooked in those product design changes is the need for alignment of policyholder and insurance company’s interests, which is to make coverage more affordable and to reduce adverse selection. Incentivizing good behavior from policyholders can not only make LTC insurance policies less expensive but also help policyholders make better health choices, which can help them stay healthy for a longer time. These incentives may also reduce some of the inherent risks in a long term care policy and may help in increasing the sales of private LTC insurance.

Description: this article discusses new options for providing LTC insurance.

Description: Review of LTC section council activities

Description: 2015 DI & LTC Insurers’ Forum Bringing Back the Magic: Tools for Tomorrow