Description: This paper presents and analyzes data on disability and disability termination rates from group waiver of premium, group disability income, individual loss-of-time business and the OASDI system. The paper also presents the differences in disability termination rates between male and female and the possible causes. From Transactions of Society of Actuaries 1979, Vol. 31.

Description: New GAAP accounting rules require different reporting of long-duration liabilities, which include active life reserves for individual disability insurance policies. This session reviews the new GAAP rules and provides practical guidance for disability insurers in the implementation of these requirements.

Description: This panel discussion focuses on group long-term disability insurance.

Description: Panelists at this session of the SOA 1997 Washington, DC Annual Meeting discuss current issues and emerging trends in the marketplace for group long-term and short-term disability income.

Description: A number of industry groups are currently exploring issues related to reserving assumptions and methodology for group and individual disability insurance, including potential changes to the valuation morbidity tables. This presentation from Session 129PD of the SOA 1999 San Francisco Annual Meeting provides an update on the progress of these projects. From the Record of the Society of Actuaries, Vol. 25, No. 3.

Description: Underwriting individual disability insurance is a complex process that draws on many different disciplines. From Record of Society of Actuaries, Volume 26, No. 1., session 25 PD of the Las Vegas Spring Meeting.

Description: Panelists from session 144PD of the New Orleans Annual Meeting cover the following aspects of group STD and LTD underwriting: • Credibility • Experience Rating • Manual Rating From the Record of the Society of Actuaries, Volume 27, No. 3, Session 144PD.

Description: This discussion at the SOA 1990 Dallas Regional Meeting is about current issues in individual disability income market, including underwriting, claim control, product design, sales tactic, management reports, reinsurance and closed block strategies.

Description: This session from the 1984 SOA Toronto Meeting concentrates on four products: products to cover disability buy-outs, overhead expenses, key employee, and salary continuation in terms of markets, product design, pricing, taxation, reinsurance, underwriting and the Norris decision. Record of the Society of Actuaries Vol. 10, No. 4A

Description: In the development of a group long term disability LTD premium scale it is necessary to consider the level of credit that should be given for offset of Social Security benefits. The amount of the Social Security award and the proportion of LTD payments that will be made while the individual is receiving that award should be considered.