Description: Cover letter that explains the study, the expected results and the other 5 accompanying documents. The purpose of the study is to collect preferred class structure mortality to support new reserving methods based on multiple preferred and standard class mortality experience.

Description: Answers common questions surrounding the individual life study and how to participate

Description: Covers the experience between policy anniversaries in 1973 - 1978 in the first twenty-five policy years after issue i.e., 1949 - 1977. For issues of 1974 and later the classification 'large amount' refers to policies of $100,000 or more prior to 1974 the classification includes policies of $50,000 or more.

Description: Attempts to Quantify Potential Impact of Pandemic Influenza on the U.S. Life Insurance Industry

Description: Describes the type of information sought on the Preferred Class Structure Questionnaire for the 2005-2007 individual life experience study and explains how to fill out the questionnaire

Description: A. Discusssion of the practical considerations involved in deciding whether or not to adopt projected mortality rates in connection with individual annuities, settlement options, retirement income policies, and the various forms of group annuities. B. In view of increased administrative expenses, discussion of the arguments for and against imposing limitations on the granting of settlement options with respect to size of policy, including the practicality of providing for the expense of administering supplementary contracts other than through the use of conservative mortality and interest assumptions.

Description: Covers individual life mortality experience for the 1981 - 1982 anniversary period and for the 1977 - 1982 anniversary period.