Description: This study examines individual universal life persistency. This report shows annualized results based on data from calendar years 1988, 1990, and 1992. The purpose of this study is to examine universal life lapsation and persistency by selected policy, agent, insured, and product characteristics.

Description: This report presents the 1991 and 1992 calendar-year experience of retired individuals in the United States, who are covered under group pension contracts issued in the United States and Canada. Data for calendar-years 1987 through 1990 are also included to provide a comparison with 1991 and 1992 experience and to provide information on mortality trends over time.

Description: This report presents the results of the continuing study of termination experience relative to Group Long-Term Disability Insurance. The purpose of the study is to both publish an experience analysis and to create a usable experience table that could evolve into a new valuation table. Tables in a separate document.

Description: Report on the first study conducted jointly by LIMRA International and the SOA Long Term Care Experience Committee. The study examines voluntary lapse and total termination activity in LTCI for calendar years 2000 and 2001. Overall, the results indicate that LTCI persistency has continued to improve however, the current improvement seems to be coming from the individual lines of business rather than the group lines.

Description: This is the actual experience table accompanying the Group Disability Insurance Experience Committee latest experience table report. Tables show recoveries and deaths. Please see the SOA website experience studies for the full report.

Description: This study was undertaken to review pooled companies’ mortality experience on cases reported to the MIB with findings suggesting an increased probability of ethanol-related complications or hepatic dysfunction.

Description: The Society of Actuaries Individual Disability Experience Committee has completed their study of claim termination experience for the period 2006-2014 comparing trends to the 2013 IDI Valuation Table (2013 IDIVT) base termination rates. Included is the report, pivot table, and data file.

Description: This is a excel spreadsheeet showing mortality data from report on intercompany mortality experience by amount of insurance under standard individually underwritten issues. This study includes policy years 2005-07. Please see the SOA website experience studies for the full report and other related tables.

Description: The Individual Life Experience Committee has completed their latest report on intercompany mortality experience by amount of insurance under standard individually underwritten issues. This study includes policy years 2004-05. This is the Excel Ultimate data pivot tables that provide more detail for policy years 2004-05. Please see the SOA website experience studies for the full report and other realted tables.

Description: The 1990–95 Basic Select and Ultimate Mortality Tables for Individual Life Insurance are now available. Four tables have been produced age nearest birthday and age last birthday tables for both males and females. The tables have been produced for individual issue ages 0 through 99 on a 25–year select basis and for ultimate attained ages 25 through 110. There is a breakdown by smoking status and by policy size.