Description: This is the table of contents of the 1971 reports of mortality and morbidity experience.

Description: This 1972 report covers the intercompany mortality experience under Standard Ordinary insurance issues between 1970 and 1971 anniversaries, and also for the period between 1966 and 1971 anniversaries where the volume of data over one year's exposure was insufficient.

Description: This report provides the Substandard Ordinary mortality experience on life insurance policies during the first fifteen policy years. The study covers experience between 1972 and 1977 policy anniversaries.

Description: This discussion presents the intercompany experience under Standard Ordinary life policies data in groupings and formats not shown in the regular report. The first table shows 1981 - 1986 mortality ratios for grouped ages, split by type of underwriting. The 2nd table shows smoker and non-smoker mortality for 1985 - 1986 by type of underwriting and age groups. The 3rd table shows smoker polices in 1985 as a percent of policies issued by type of underwriting and age groups.

Description: Covers mortality experience for Canadian standard ordinary life insurance policies for the period 1989 - 1990 anniversaries. Historical data is also shown from 1982 forward.

Description: Covers the lapsation of ordinary insurance in Canada between 1989 and 1990 policy anniversaries, based on face, premium and count.

Description: Covers U.S. mortality experience by amount of life insurance under standard individually underwritten issues between 1987 - 1988 anniversaries. Also shows 1983 - 1988 anniversaries experience.

Description: The authors set forth a generalized model describing the application of current law [1976 NAIC model Standard Valuation Law and Standard Nonforfeiture Law] to products of the universal life type. Includes discussion and author’s review of discussion. From Transactions of Society of Actuaries 1983 Volume 35.

Description: This paper reviews recursive formulas for aggregate claim distributions. Followed by a submitted discussion paper

Description: This paper discusses a brief history of policy loans, a description of the problems being experienced by companies and possible solutions. A discussion of the paper follows. From Transactions of Society of Actuaries 1977, Vol. 29.