Description: An overview of the retirement schemes across various Asia markets, looking at each of the 5 pillars of the retirement model. As a result of ageing workforce and increasing life expectancy, retirement savings gap is becoming a major social issue for many countries. An effective retirement systems require all stakeholders including the government, employers, retirement services providers and individuals to understand the risks involved, their roles and responsibilities, and to commit to do their part in tackling the retirement savings gap issue. This presentation will point out where improvements can be made from each stakeholder's perspectives, with a focus on the Asia markets which contain a mix of some of the most populous countries in the world and countries with very small population, developed economies as well as emerging markets, young and old labor force, and finally different cultures, all of which affects how people view and prepare for retirement.

Description: This article discusses the risks of retirement and how those risks impact attaining a secure retirement in a defined contribution world.

Description: This article discusses why middle-market consumers don’t seek much-needed financial advice from professional financial advisors.

Description: Breakout Sessions 1A: The Fundamentals of Pricing for Underwriters

Description: This is the Table of Contents for 1965 Reports of Mortality and Morbidity Experience. From Transactions of Society of Actuaries, 1965 Reports.

Description: This paper reviews the current state of the AIDS epidemic and the impact on non-drug-using heterosexuals. This paper shows that for most heterosexuals, the risk of becoming infected with the AIDS virus by sexual contact is insignificant compared with many other risks of life. The paper presents some recommendations for AIDS education and other perspectives. From Transactions of Society of Actuaries 1992, Vol. 44.

Description: This 1964 report presents the findings of the latest intercompany studies of the mortality on policies for large amounts. The study includes the experience on Standard Ordinary issues of 1934 through 1962 from policy anniversaries in 1958 to 1963. From the Transactions of Society of Actuaries, 1964.

Description: This is the seventeenth annual report on the continuing study of the morbidity experience of Group Weekly Indemnity insurance and Group Employee and Dependent Hospital and Surgical Expense insurance. From Transactions of Society of Actuaries 1964 Reports.

Description: This is the 17th annual report on the continuing study of the morbidity experience of Group Weekly Indemnity insurance and Group Employee and Dependent Hospital and Surgical Expense insurance.

Description: This is a 1955 Report on aviation mortality statistics from years 1940-1955 with data for both civilian and military pilots, crew and passengers.