Description: Description of a group annuity contract with a separate investment account designed to provide the flexibility in the type of investment used for advance funding sought by many pension buyers without the complete loss of insurance company guarantees to an individual once he has retired. Followed by 2 discussion papers submitted.

Description: This presentation provided an analysis of investment guarantees in equity-linked products. There was an overview of the data and models in use. In addition an actuarial approach to left-tail analysis was presented as well as a dynamic hedging approach. From Actuarial Research Clearing House, 2012, Vol. 1.

Description: Highlights of the results of a Milliman survey of the 2004-2009 historical pattern of sales of annuity products with guaranteed living benefits

Description: In general, a complete annuity of one per annum may be defined as a curtate annuity of one per annum with an additional final payment, made a fraction of a year after the last payment of one, representing the accrued portion of the succeeding payment not yet due. This paper explores the relationships which occur if compound interest is used instead of simple interest to calculate the final partial payment.

Description: The purpose of this paper is to present actuarial tools, based upon group annuity mortality experience, with which the actuary concerned with pension problems may shape or test the mortality basis which, in his judgment, is appropriate to such problems - and presents the Group Annuity Table for 1951, with projections.

Description: This is a research project discussing on the needs and opportunities of the older age market to be used in the development and distribution of products that will protect future retirees from financial risk.

Description: The Society of Actuaries and LIMRA have sponsored a Variable Annuity Guaranteed Living Benefit Utilization Study. This study is an annual update of earlier investigations conducted since 2006.

Description: Provides a methodology for determining the value of the share of a particular individual in a joint and survivor annuity held by a trust.

Description: 1959 intercompany study of mortality under individual immediate and refund annuities issued between 1931 through 1957 and covering experience between anniversaries from 1953-1958.

Description: Discusses agency management compensation, agent financing, cost of developing new agencies, successful business development methods.