Description: This paper was written to provide a new flexible approach to the calculation of active life disability net premiums and reserves that is easily adaptable to modern computerized systems. A new set of commutation functions is presented.

Description: This presentation is a panel discussion from the 1991 Annual Meeting of the Society of Actuaries, held October 20-23 in Toronto. This panelists discuss how have different individual disability lines of business [stock versus mutual, large versus small] have tried to improve their profitability. They discuss profitability expectations, key factors affecting profitability, recent changes to improve profitability and most difficult obstacles faced, and key management information systems [MIS] needs. Discussion from participants is included. From the Record of Society of Actuaries, Volume 17, No. 4A.

Description: This session from the 1992 Valuation Actuary Symposium explores the new reserve adequacy provision for disability income that requires reserves be adequate in light of the assets held by the company with respect to those reserves.

Description: 1998 Valuation Actuary Symposium. The speakers presented a case study on long-term-care gross premium valuations, GPV from an individual disability income perspective, and a case study for a medical GPV.

Description: After many years of decline, the individual disability insurance industry is now experiencing double-digit growth in sales and profits. Attendees learn about quantitative and qualitative evidence of opportunities that exist in the individual disability market, along with specific varying product approaches. From the Record of the Society of Actuaries, Volume 29, No. 1, Session 22

Description: Covers the morbidity experience for the 1977 - 1981 period.

Description: This paper presents and discusses the 1952 inter-company study of the experience under certain ordinary disability benefits between the 1930 and 1950 anniversaries. From TRANSACTIONS OF SOCIETY OF ACTUARIES, 1954 VOL. 6 NO. 14.

Description: Provides background on the Brazilian insurance authority's ban of the group life rider benefit for Total and Permanent Disability due to illness, TPD. Then discusses alternative benefits that could be offered as replacements.

Description: This study provides 1970-1971 experience under loss-of-time policies.

Description: Preface to the Group Weekly Indemnity Insurance and the Group Long Term Disability Insurance studies.