Description: In this paper, the calculation of life insurance functions taking an HIV+ life into consideration is examined. From Transactions of Society of Actuaries 1989, Vol. 41.

Description: This paper studies the statistical theory underlying minimum surplus required to protect a group insurer from the insurance, or C2, risk. Followed by 2 submitted discussion papers

Description: The interest-adjusted method has come to be the most widely accepted method for comparing costs of individual life insurance policies. This paper presents a relatively simple modification of the interest-adjusted cost method that serves more general purposes satisfactorily. From Transactions of Society of Actuaries 1980, Vol. 32.

Description: This report contains a set of of unloaded and loaded mortality tables for guaranteed issue business.

Description: This report contains a set of of unloaded and loaded mortality tables for guaranteed issue business.

Description: Report summarizing the results of the 2015 PBITT UL with Secondary Guarantees Survey.

Description: This research report discusses simplified issue underwriting in life insurance. It examines recent developments, characteristics, challenges, current practices, assumptions and data elements.

Description: Survey form

Description: This is a supplemental Excel Workbook to the Select Period Mortality Survey report. The workbook contains additional analysis of the responses submitted for the select period mortality assumption survey. This project was sponsored by the SOA’s Product Development Section and the Committee on Life Insurance Research.