Description: Mortality improvement rates for AG38 for 2017.

Description: The Marketing and Distribution Section initiated a multi-phase research effort to better understand the middle market for life insurance and to identify segments that would allow the industry to better target customer needs. Supported by the Committee on Life Insurance Research, Product Development and Reinsurance Sections, the Phase 1 study examining young families and identified three sub segments. This document are the questions used to identify the three market sub segments.