Description: This report presents results from the study undertaken during 1993 and 1994 by the Direct Response Persistency and Mortality Task Force. Direct response product experience is presented for persistency, and mortality for both underwritten and guaranteed issue products.

Description: This discussion is about the actuarial considerations that should surround proposals in Congress for reinsurance of health plans. From Transactions of Society of Actuaries 1954, Vol. 6, No. 14.

Description: This paper proposes to discuss the various criteria of actuarial soundness, especially as they apply to the railroad retirement system, and to suggest another measure of the financial condition of the system as of any valuation date. From Transactions of Society of Actuaries 1954, Vol. 6, No. 14.

Description: This is the presidential address by former President of the Society of Actuaries, Richard C. Guest. He discussed insurance supervision globally, with an emphasis on Canada and the United States.

Description: There is some reason to believe that the trend of life companies entering the A & S business will continue. Both the public and the government are becoming increasingly aware of the need and desirability for the widest possible coverage against the loss of income because of disability and against the cost of medical care. This should lead to an expansion of the market for A & S insurance which should attract still other companies to the field in the future. Followed by several discussion papers submitted

Description: This paper studies the possibility that associated minor impairments, particularly those of a cardiovascular nature, may be of special significance with respect to longevity when associated with a family history of cardiovascular disease. From Transactions of Society of Actuaries 1955, Vol. 7, No. 19.

Description: This discussion on major medical expense insurance examines the trends in the types of plans sold, popularity of the comprehensive type of medical expense insurance plan, special problems, and dependent coverage. From Transactions of Society of Actuaries 1959, Vol. 11, No. 29 AB.

Description: This discussion looks at the extent smaller companies have adopted the practice of financing new agents and general agents as well as to what extent smaller companies make studies by individual agencies withing policy types, persistency rates, average size of policy, expense rates, and mortality rates. From Transactions of Society of Actuaries 1959, Vol. 11, No. 29 AB.

Description: The panel looks at the shortage of actuaries and determines if the solution is the responsibility of the Society, insurance companies and consultants or a joint responsibility. This discussion also examines steps taken to develop actuarial courses in colleges and universities. From Transactions of Society of Actuaries 1959, Vol. 11, No. 30 AB.

Description: This discussion is divided in three sections: Further Application, asking how much accounting can be done on computers. Conversion, looking at further functions integrated into the systems by companies converting to Electronic Data Processing function-by-function and Savings, examining if it is any clearer what the ultimate savings from Electronic Data Processing will be. From Transactions of Society of Actuaries 1959, Vol. 11, No. 31.