Description: Essay where payers desiring to optimize health gains per dollar spent should avoid “across the board” cost sharing, and instead implement a “value based” design that removes barriers/provides incentives to encourage desired behaviors for patients and providers.

Description: The SOA's GDIEC has completed their study of termination experience for the period 2004-2012. Included is a preliminary report and pivot tables.

Description: The report analyzes the results of a survey of LTD carriers in the United States, focusing on how LTD carriers reflect benefit offsets in the valuation of their reserves.

Description: This is a research project on issues in applying credibility in group long-term disability (LTD) insurance.

Description: Summary of a LTD Profitability and Market Survery discussing growth, profits and new developments. Issue No. 34.

Description: This report has been assembled by the Task Force as a comprehensive guide to practicing actuaries in evaluating the impact of AIDS on the solvency of life and health insurance companies in the US and Canada. From Transactions of Society of Actuaries 1988, Vol. 40, Pt. 2.

Description: A recent study sheds light on the measurement and implications of the relationship between increased morbidity and declining disability. The results were not consistent across all populations. This study of the compression of morbidity is part of a wider project called the M-project, led by the four authors, which aims to explore the demographic factors leading to an increase in the adult longevity, investigate the phenomenon called the compression of mortality and develop a new methodological approach to longevity analysis with focus on the modal age at death M.

Description: This discussion is about what extent have recent issues included disability income benefits, what's the recent experience and what modification of benefits can be taken to enhance attractiveness t purchasers of life insurance. From Transactions of Society of Actuaries 1961, Vol. 13 Pt. 2

Description: In session 102 PD of the Washington Annual Meeting panelists discuss the uses of reinsurance with Group Disability Income DI. From the Record of the Society of Actuaries, Vol. 23, No. 3.

Description: Presented at May 2000 Spring Meeting. Experience on group and individual disability insurance has been historically sensitive to economic and demographic trends. In recent years, for example, the restructuring of the health care industry has caused major upheaval for many disability for many disability insurers. The panelists in this session speak in general terms about a variety of trends, such as the stock market, unemployment rates, interest rates, and the aging of the baby boom generation. They then turn specifically to the disability insurance market and speculate on how these trends may affect financial results.