Description: This is a discussion from the June 2000 meeting of the Society of Actuaries in San Diego, looking at the evolution of e-commerce for the insurance business.

Description: This session 36TS of the Toronto Spring Meeting discusses selected concepts that relate to risk appraisal in new business issuance and underwriting. Specific attention is focused on the relative values of underwriting tools, namely fluid collection: blood, urine, and oral fluid. From the Record of the Society of Actuaries, Volume 27, No. 2, Session 36TS

Description: 2004 SOA Spring Meeting, Anaheim, CA. In this session panelists presented an overview of underwriting processes for a variety of product lines. They also discuss related topics such as identifying keys to underwriting decisions, the cost of underwriting and protective value, and ensuring consistency with pricing assumptions. Some of the underwriting tools discussed were use of RX history, credit checks, DMV history, and fraud data bases.

Description: Presented at May 2005 Spring Meeting. Panelists discuss the insuring of the aging population in respect to assessment of the health of the insured and resulting mortality costs.

Description: This discussion looks at the main trends in substandard insurance, including: changes in medical impairments subject to substandard ratings or declination, increased availability of substandard insurance and reinsurance, changes in occupational and special hazard ratings, and progress with offerings of substandard individual health and accident coverages.

Description: Medical/Technological Advances

Description: Learn about business Analytics in Insurance - Practical case studies and implementation.

Description: Discusses potential of imminent war, magnitude of risk, opinions regarding exclusion vs. inclusion of coverage in life policies, and anti-selection issues.

Description: 1999 SOA Annual Meeting, San Francisco. The panel examined challenges posed by the onset of the 21st century to the underwriter and the actuary. Questions addressed included: 1. How can the underwriting process be expedited without surrendering required mortality margins? 2. What different information is needed? 3. Where will this information come from? 4. Who will obtain it and how will it be delivered? 5. How will the actuary assess the real value of these new sources?

Description: Digests of following discussions: 1. Mutual life insurance companies - their objectives and operating philosophy 2. State, provincial, and municipal employee pension plans - financing and other problems 3. Mortality and underwriting of individual policies for large amounts 4. Investing during the 1970's 5. Long-range viability and regulation of corporate pension plans 6. Forecasting the environment for business 7. Liabilities and surplus in the 1970's 8. Changing modes of family life - work and income over the life cycle 9. The role of the actuary in collective bargaining 10. Health insurance in the United States 11. Adjusted earnings