Description: The term manipulation means designing policies in such a way that they have attractive net cost indexes but are, nevertheless, a very poor buy for the consumer. This panel discusses what is meant by manipulation problem, how serious it is how the NAIC Advisory Committee proposes to deal with it and what responsibilities actuaries have in connection with this problem. From Record of the Society of Actuaries 1981, Volume 7, No. 4.

Description: This 1977 panel discussion focused on the implications of proposed revisions of the standard valuation and nonforfeiture laws. Areas discussed included: 1. A regulator's perspective 2. Applications to Life and Annuities 3. applications to Pensions

Description: This discussion is on asset management for an insurance company, including issues of varying investment strategies for different product lines through various asset segmentation approaches, management of the assets supporting surplus, and asset/liability risk management considerations

Description: This session from the 1995 SOA Boston Meeting addresses the consequences of a contract or a group of contracts failing to comply with Section 7702 of the Internal Revenue Code and remedying failed contracts. From the Record of the Society of Actuaries, Vol. 21, No. 4b. .

Description: 1999 SOA Annual Meeting, San Francisco. The panel examined challenges posed by the onset of the 21st century to the underwriter and the actuary. Questions addressed included: 1. How can the underwriting process be expedited without surrendering required mortality margins? 2. What different information is needed? 3. Where will this information come from? 4. Who will obtain it and how will it be delivered? 5. How will the actuary assess the real value of these new sources?

Description: Presented at May 2005 Spring Meeting. Explores work to study the mortality experience of the older ages, the mortality costs to the insurer if the absolute level and shape of the pricing mortality curve is incorrect and the value of underwriting with regard to select vs. ultimate mortality.

Description: This panel discussion is about claim reserves. It focused on: 1. Review of methods and statutory requirements in the establishment of claim reserves for property and casualty, life and health insurance. 2. Discussion of different approaches in casualty and life blanks e.g., incurred but not reported reserves.

Description: 1993 SOA Spring Meeting, Boston. The panel discussed developments in products that involve multiple lives. Topics included: 1. Last to die products. 2. First to die products. 3. Variable products. 4. Reinsurance. 5. Market trends.

Description: This session at the SOA 1990 Hartford Spring Meeting covers current reserving requirements for AIDS in the U.S., Canada, and the U. K. Case studies are presented that look at evaluating the AIDS risk and determining the necessary reserves and surplus for the extra mortality.

Description: Panelists discuss: [1] the tax implication of NAIC changes to reserving requirements, [2] the new NAIC Valuation of Life Insurance Policies Model Regulation [Reg. XXX], [3] Actuarial Guideline 33 [AG 33], [4] AG 34, and [5] highlights of an actual IRS audit involving these NAIC actuarial guidelines and regulations. From the 1997 Record of Society of Actuaries, Vol. 23, No. 3.