Description: This presentation is a panel discussion from the 1991 Annual Meeting of the Society of Actuaries, held October 20-23 in Toronto. This panelists discuss how have different individual disability lines of business [stock versus mutual, large versus small] have tried to improve their profitability. They discuss profitability expectations, key factors affecting profitability, recent changes to improve profitability and most difficult obstacles faced, and key management information systems [MIS] needs. Discussion from participants is included. From the Record of Society of Actuaries, Volume 17, No. 4A.

Description: This discussion focuses on forms of insurance protection for long-term disability provided under individual policies and various types of group policies. This panel also discuss the experience available for determination of premium rates and reserves under aforementioned polices. From Transactions of Society of Actuaries 1961, Vol. 13, Pt. 2.

Description: This discussion at the San Francisco 1966 Regional Meetings covers three topics - Disability Benefits under Life or Health Insurance Policies, Changes in Individual Medical Expense Insurance in the Light of Medicare, and Optional Modes of Settlement.

Description: 1993 SOA Spring Meeting, San Diego. This session discussion is about the economy and its impact on Group Long Term Disability profits. Also addressed were the current LTD market environment, legislative changes, new product development, and cash flow testing.

Description: Presented at June 1996 Spring Meeting. The presentation will be given by the direct managers of actual cases under the new types of disability products, including managed disability, 24-hour coverage, and voluntary disability. In addition, it will lead to the awareness of current developments for group LTD and STD.

Description: Presented at October 1996 Annual Meeting. Speakers present some perspectives from brokers and their clients and what the marketplace thinks of managed disability. Moreover, original concepts of managed disability and two case studies with quantitative data are also presented.

Description: Presenters in this session 6PD of the New York Annual Meeting share visions of the future for disability insurance with respect to markets, risks, products, profitability, and outline viable strategies for success. From the Record of the Society of Actuaries, Vol. 24, No. 3.

Description: This session from the 1992 Valuation Actuary Symposium explores claim reserves, including reserves for stop-loss products, claims reserves for group disability insurance products LTD, and claim reserves for shorter term claim payouts primarily major medical type products and Medicare supplement type products. It also covers Actuarial Standard of Practice 5 dealing with incurred health claim liabilitities.

Description: The Individual Disability Experience Committee (IDEC) of the SOA has gathered industry data covering 2006-2015. This sessions will highlights their findings on the recent industry experience compared to the 2013 Individual Disability Income Valuation Table (2013 IDIVT), including the impact of the recession on incidence and terminations. The audience will gain an understanding of how the recent industry experience compares to the most recent valuation table. The session will cover claim incidence and claim termination Actual to Expected (A/E) using 2013 IDIVT as the expected basis. The adequacy of the modifiers will also be also be discussed.

Description: This presentation from Session 6PD of the SOA 1999 San Francisco Annual Meeting provides a comprehensive overview of today's disability insurance industry for group and individual disability insurers. Panelists address issues such as financial experience, mergers and acquisitions, changing products, the role of reinsurance, and growth potential. In addition, this session includes historical perspective on the disability insurance industry and a glimpse of what may lie ahead. From the Record of the Society of Actuaries, Vol. 25, No. 3.