Description: Presented at June 2002 Spring Meeting. Discusses the types of combination products currently on the market, as well as the challenges and opportunities involved in designing new types of combination products.

Description: The panelists in this session at the SOA 2003 Vancouver Spring Meeting discuss the outlook for the individual disability business including sales potential, nontraditional approaches to the market, and risk management issues.

Description: This session is about health insurance cash-flow testing through liability and asset modeling for individual disability income insurance and health valuations. From Record of Society of Actuaries Vol. 19, No. 1B.

Description: Presented at June 1996 Spring Meeting. This panel examines current issues involving disability income reinsurance, presented from both the insurer and reinsurer viewpoints, including: recent reinsurer experience, problems facing DI writers, and uses of reinsurance.

Description: Presents the results of the continuing study of the morbidity experience of Group Long Term Disability Insurance. Experience included in the report is for the period 1974 - 1978 and is predominantly that of employer-employee groups located in the U.S and is largely for plans that appear not to have been the result of bargaining.

Description: This article offers a brief summary of experience for individual disability income policies based on individual disability income policies which have their first benefit year beginning during 1982 and 1983.

Description: Data on morbidity, loss ratios, actual-to-expected continuance rates, and lapse rates for disability insurance, and discussion of the implications with respect to legislation, product design, pricing, underwriting, and marketing. This presentation was made at the 1975 SOA Los Angeles Spring Meeting.

Description: The purposes of this paper were to help determine the level of adequacy of the 1964 Commissioners Disability Table as a basis for reserving disabled lives, and to provide individual insurers with information that might aid them in their deliberations concerning reserve adequacy and reserve table modifications. From Transactions of Society of Actuaries 1980, Vol. 32.

Description: Covers the morbidity experience for the 1977 - 1981 period.

Description: This paper was written to provide a new flexible approach to the calculation of active life disability net premiums and reserves that is easily adaptable to modern computerized systems. A new set of commutation functions is presented.