Description: This is the second article in a four–part series. In this article, the industry's products are examined.

Description: Article Disparate Origins Of Life And Non-Life Insurances by Beard in The Actuary, February 1979, Volume 13, Number 2

Description: In this article about the then in 1981 newly developed Universal Life Insurance, the author concludes the product is here to stay, and that it will be good for the consumer as it evolves in response to the changing economic and social conditions. The article discusses the challenges still to be faced, including federal income tax treatment and regulation by state insurance departments.

Description: A review of the last 50 years, concluding that the insurance industry in Canada has been slow to react to consumers' shift in focus from long-term security to rate of return.

Description: This feature discusses the article by syndicated columnist Ellen Goodman in the March 3rd Los Angeles times titled Insuring an End to the Actuarial Rip-Off of Women It was about risk classification arguing in favor of unisex pricing for individual contracts, which the author of this article did not agree.

Description: Discusses the results of an inter-company study of the effect of cigarette smoking on Ordinary Insurance mortality. The study also includes an underwriting guide.

Description: In this article the author compares the profitability of Variable Life Insurance and Universal Life Insurance products. He concludes that a company can develop a typical VUL product with adequate profitability as compared to the company’s current UL product.

Description: A discussion about the possible future effects of AIDs/HIV on the life insurance industry.

Description: Updates on current projects of the Marketing & Distribution Section of the Society of Actuaries.

Description: Article from The Actuary February 1993 Volume27, No. 2 highlights benefits to insurers from NAFTA