Description: This is the annual report submitted by the Individual Life Section of the Committee on Expected Experience on the intercompany mortality experience for Canadian standard ordinary life insurance policies between 1990 and 1991 anniversaries.

Description: This report presents results from the study undertaken during 1993 and 1994 by the Direct Response Persistency and Mortality Task Force. Direct response product experience is presented for persistency, and mortality for both underwritten and guaranteed issue products.

Description: The key tasks of credit risk capital project under CROSS II mainly focus onL(1 )Adjustment of measurement framework; (2) Calibration of risk factors, including both credit spread risk and credit default risk;3)Introduction of concentration risk measurement; (4) Higher requirement on look-through rule.

Description: This discussion from the 1983 SOA Hollywood, Florida Meeting presents an update for actuaries on U.S. Federal Statistics including GNP, economic accounts, measures of price change, the Federal Reserve, and the money supply. From Record of Society of Actuaries, Vol. 9, No. 4.

Description: The Committee on Life Insurance Company Expenses is currently seeking life insurance company data submissions to the 2008 Individual Life and Annuity Expense Study. This is the data submission form for Universal Life Products. Please see the SOA website experience studies for teh completed study.

Description: Written from a regulatory perspective, the article covers the purpose of regulation and some regulatory expectations. The topics include the appointed actuary's involvement in corporate governance, reasonability of results when compared to prior results, data quality, familiarity with the company's annual statement and applicable statutes, and areas where appointed actuaries can add value though services provided to smaller life insurance companies.

Description: The Actuary Vol. 22, No. 3. This editorial discusses the impact of the AIDS epidemic on financial security programs and what to do about it.

Description: The author discusses the various components that may have an effect on the future of mortality such as the extinction of numerous species of flora and fauna the growth of agribusiness genetically modified foods, better public health institutions and programs, etc.

Description: This paper demonstrates the calculation of the moments of the distribution of aggregate life insurance claims from seriatim inforce data, assuming that each record represents an independent Bernoulli trial with its own known probability of a claim, q. Continuous distributions matching the first three or four moments are identified.

Description: The SOA Research Institute and LIMRA have completed the most up-to-date study of universal life lapse and surrender data. Learn more about this vital resource for actuaries working with individual life insurance products.