Description: This session discusses rising health care costs and availability of coverage. From Record of the Society of Actuaries 1982, Volume 8, No. 1.

Description: This discussion panel, which occurred at the April 1982 Society of Actuaries meeting in Orlando, presented information related to income replacement policies- e.g. disability income. Topics covered included: 1. Pros and cons of integrated income replacement policies. 2. Are there any regulatory problems so far? 3. Recent experience and premium rate considerations. 4. Necessary home office support. From Record of Society of Actuaries Vol. 8, No. 2.

Description: Panel discussion about the business, regulatory, and consumer issues relating to loss ratios for Accident & Health Insurance. From the 1980 Society of Actuaries Spring Meeting in Minneapolis, as published in the 1980 Record of Society of Actuaries, Vol. 6, No. 3.

Description: This panel discussion occurred at the SOA's 1980 June Meeting in San Diego and covered Risk Classification. Panelists discussed basic priciples of risk classificiation, and common elements from various systems.From Record of Society of Actuaries, Vol. 6, No. 3.

Description: This is a panel discussion session on group long-term disability insurance. The panel examines trends in termination & frequency rates, underwriting & product costs in anticipation of a recession, the impact of human rights on benefit design, anti-selection on pregnancy benefits and benefit design with regards to age discrimination. From Record of Society of Actuaries 1980, Vol. 6, No. 4.

Description: This panel discussion, which occurred at the October 1982 Society of Actuaries Annual Meeting in Washington D.C., presented information on federal issues that impact health insurance. Topics discussed included: -The Federal Government's role in health care financing - Prospective reimbursement of hospitals - Tax treatment of individuals medical expenses - Primacy of group health insurance for workers over 65 - Budgetary pressure on Medicare/Medicaid - Whatever became of National Health Insurance [NHI]? From Record of Society of Actuaries, Vol. 8, No. 4.

Description: This session from the 1984 SOA Salt Lake City Meeting covers flexible benefit plans which encompasses cafeteria plans, flexible compensation and flexible spending accounts. It also looks at antiselection on flexible benefit plans, pricing the options and the advantages and disadvantages of such programs.

Description: This session discussed A successful HMO An emerging PPO A dynamic employer coalition An industry-sponsored wellness at the worksite program. Record of the Society of Actuaries Vol. 10, No. 2 at Salt Lake City

Description: Insurance commissioners and/or deputy commissioners will discuss a variety of current topics including health care reform, risks in the major medical markets, voluntary products and other topics. At the conclusion of the session, attendees will be able to identify issues that are on the mind of the regulatory agencies and the different approaches used across the country.

Description: Enterprise Risk Management is often thought to be synonymous with managing an insurance company toward financial objectives with a focus on insurance-specific risks. Some might argue though that operational risks are the crux of all risks confronted by an insurance company and ultimately drive the company’s outcomes.Operational risk is the risk of impact on financial outcomes due to operational events, involving internal systems, personnel, procedures or controls, and also external events. Operational risk exists in all business activities, covering fraud, human error, accounting errors, legal actions and system failures. All of these activities could occur during the course of conducting day-to-day business operations. Additionally, insurance executives must consider the pace of change in the external environment and potential impacts on their business. This presentation is focused on operational risks, current and emerging, faced by health insurance companies.