Description: This session from the 1992 Valuation Actuary Symposium explores the new reserve adequacy provision for disability income that requires reserves be adequate in light of the assets held by the company with respect to those reserves.

Description: 1998 Valuation Actuary Symposium. The speakers presented a case study on long-term-care gross premium valuations, GPV from an individual disability income perspective, and a case study for a medical GPV.

Description: This panel discussion session from the 1981 SOA Spring Meeting focuses on marketing approaches for disability income. From Record of Society of Actuaries 1981, Vol. 7, No. 1.

Description: This presentation is a panel discussion from the 1991 Annual Meeting of the Society of Actuaries, held October 20-23 in Toronto. This panelists discuss how have different individual disability lines of business [stock versus mutual, large versus small] have tried to improve their profitability. They discuss profitability expectations, key factors affecting profitability, recent changes to improve profitability and most difficult obstacles faced, and key management information systems [MIS] needs. Discussion from participants is included. From the Record of Society of Actuaries, Volume 17, No. 4A.

Description: This paper was written to provide a new flexible approach to the calculation of active life disability net premiums and reserves that is easily adaptable to modern computerized systems. A new set of commutation functions is presented.

Description: This discussion focuses on forms of insurance protection for long-term disability provided under individual policies and various types of group policies. This panel also discuss the experience available for determination of premium rates and reserves under aforementioned polices. From Transactions of Society of Actuaries 1961, Vol. 13, Pt. 2.

Description: This paper presents and discusses the 1952 inter-company study of the experience under certain ordinary disability benefits between the 1930 and 1950 anniversaries. From TRANSACTIONS OF SOCIETY OF ACTUARIES, 1954 VOL. 6 NO. 14.

Description: Provides background on the Brazilian insurance authority's ban of the group life rider benefit for Total and Permanent Disability due to illness, TPD. Then discusses alternative benefits that could be offered as replacements.

Description: 1993 SOA Spring Meeting, San Diego. This session discussion is about the economy and its impact on Group Long Term Disability profits. Also addressed were the current LTD market environment, legislative changes, new product development, and cash flow testing.

Description: Presented at June 1996 Spring Meeting. The presentation will be given by the direct managers of actual cases under the new types of disability products, including managed disability, 24-hour coverage, and voluntary disability. In addition, it will lead to the awareness of current developments for group LTD and STD.