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Health Research Reports

If you’re looking for research projects and reports on health topics, you’ve come to the right place. The SOA offers research, authored by an individual or a team of authors, for download in just a few clicks. Most reports are in PDF format.

Highlights of SOA Health Research Projects (August 2019)



  • A Summary of the Latest Updated Medical Loss Ratio Methodology and Historical Results
    The SOA is releasing this brief report which summarizes the most current Medical Loss Ratio (MLR) methodology highlighting some of the most recent changes in methodology and requirements.
  • Getzen Model of Long-Run Medical Cost Trends Update for 2020–2029+
    A divisive confrontation over health care pricing is almost inevitable over the next few years. What will ultimately happen is a political decision, not an actuarial one—but it will have major consequences for the trend in health care costs and the divergence between public and private insurance premiums.

  • Economic Impact of Non-Medical Opioid Use in the United States
    This report summarizes a study that estimates the total economic burden of the opioid crisis in the United States from 2015 through 2018 and projects future costs of the opioid epidemic for 2019.

  • Health Plan Strategic Implications of MACRA
    The SOA is pleased to make available a research report providing insight and considerations for the actuarial profession in assessing the potential risk and opportunities of MACRA to both provider and payer organizations.

  • Commercial Health Care Cost and Utilization Trends From 2009–2015
    Health care cost trends are a key ingredient that health care actuaries use in their practice. In collaboration with the Health Care Cost Institute (HCCI), the Society of Actuaries has put together a data extract for practicing health actuaries to be able to better understand historical trends and cost disruptors.

  • Cancer Genomics 
    The treatment of advanced cancer is undergoing a major paradigm shift. Traditional pillars of cancer treatment – surgery, radiation, and chemotherapy – are moving to two new efficacious approaches: tumor genomics and immunotherapy. This analysis report introduces SOA stakeholders to these brand-new areas, examines the growing clinical evidence, and sets initial projections for cost effectiveness.

  • A Summary of the 2020 Actuarial Value Calculator 
    The Centers for Medicare and Medicaid Services (CMS) recently released the final 2020 Actuarial Value Calculator and Actuarial Value Calculator Methodology.

  • HCCI Annual Health Care Cost and Utilization Report Summary Analysis 
    This is a summary analysis of the Health Care Cost Institute’s annual health care cost and utilization report from February 12, 2019.


  • Evaluating Payment Models for High-Cost Curative Therapies
    The SOA is pleased to make available a research report that evaluates alternative payment models that potentially could be instituted by health care payers and manufacturers to pay for high-cost curative disease therapies and prescription drugs.

  • Hospice Care Research: An Analysis of End-of-Life Costs for Terminally Ill Medicare Fee-for-Service (FFS) Cancer Patients
    The SOA is pleased to make available a research report analyzing the cost of care for deceased cancer patients over the last six months of life. The analysis focuses on the cost differential of hospice care versus not entering hospice for such patients.

  • Modeling Long Term Healthcare Cost Trends – Update for 2019
    The Society of Actuaries' Pension Section and Health Section Research teams originally commissioned Professor Thomas E. Getzen of Temple University to construct a resource model for the projection of long term healthcare cost trends.  The Society of Actuaries continues to make annual updates to the model to ensure its usefulness and relevancy.

  • Predicting High-Cost Members in the HCCI Database
    Using the Health Care Cost Institute (HCCI) database, which contains claim information on approximately 47 million members annually over a seven-year time period, we examined which characteristics best predict and describe high-cost members.

  • Patient Attribution
    This paper describes the key elements of attribution methodology, identifies the challenges and opportunities associated with each and discusses key considerations related to risk and risk transfer from payers to providers.

  • Analysis of Individual Disability Income Tables
    The Society of Actuaries Health Section Research Committee is pleased to make available the first of two reports analyzing industry Individual Disability Income (IDI) claim incidence and termination experience trends relative to the 2013 IDI Valuation Table base incidence and termination rates. The first report covers claim incidence trends.

  • Examining Predictive Modeling-Based Approaches to Characterizing Health Care Fraud  
    The Health Section Research Committee is pleased to make available a research report providing a systematic evaluation of the modeling methodologies and data samples used to characterize health care fraud.

  • Model of Long-Term Health Care Cost Trends in Canada  
    The Canadian Institute of Actuaries (CIA) and the Society of Actuaries (SOA) are pleased to make available a resource model that provides long-run (to 2050 and beyond) forecasts of health care spending in Canada.

  • Provider Networks – Actuarial Perspective on Performance In and Out of Exchanges
    The Health Section Research Committee and the Health Section are pleased to make available a research report describing aspects of provider network performance in health care settings with particular focus on experiences with Exchanges.

  • Actuarial Review of Insurer Insolvencies, Future Preventions  
    Sponsored by the Canadian Institute of Actuaries (CIA), Casualty Actuarial Society (CAS), and Society of Actuaries (SOA), this study looks at causes of insolvency and decisions made by management, regulators, and policyholders over the life cycle of the insolvency. This study is intended to educate insurance professionals on historical insurer impairments and insolvencies and possible future prevention indicators.

  • Insurance Risk and Its Impact on Provider Shared Risk Payment Models
    The Society of Actuaries Health Section is pleased to make available a report examining the risk associated with the unpredictable variation in utilization and cost of services.


  • Medicaid Managed Care Organizations: Considerations in Calculating Margin in Rate Setting
    The Society of Actuaries Health Section Research Committee is pleased to make available a research report that describes the components of margin for calculating capitation rates in a Medicaid context along with a description of practical issues that may be encountered by MCO’s. The report includes observations from interviews with MCO executives as well as financial results analysis of MCOs nationwide.

  • Opioid Overdose Deaths in the United States
    The Society of Actuaries is pleased to make available an article describing the demographics and geography of the increasing number of opioid deaths in the United States. The article summarizes data available from the Centers for Disease Control.

  • A Case Study of Risk Adjustment for Texas Medicaid
    The Society of Actuaries Health Section is pleased to make available a research report that examines the impact on risk scores in risk adjustment models when there are timing differences for model updates of pharmacy data and risk factor mappings. The analysis was done through a case study of Texas Medicaid using the CDPS (Chronic Disability and Payment System) risk adjustment model.