Description: Discusses the current controversy with the NAIC over Small Face Amount Policies, SFAPs.

Description: Discussion of roles of health actuaries in the future.

Description: Commentary on the patent process for intellectual property, insurance, and business methods.

Description: Excerpt from '10 Tips for Effective Business Communications' by Tina L. Miller. provides fundamental suggestions for communicating effectively in writing.

Description: The Impact of Pension Assumptions on Firm Value.

Description: This summary explains the techniques used and the results from the application of futurism techniques utilized to explore mortality improvement. From the 2008 SOA Spring Meeting, Quebec City.

Description: A template to calculate the NPR (Net Premium Reserve) in the Valuation Manual VM-20 (based on the December 2, 2012, version).

Description: A description of the changes to Social Security that will occur in 2020.

Description: “Investments in securities are traditionally evaluated on a standalone basis by using ratios that summarize the relation¬ship between anticipated risks and rewards. These ratios could also be used to better quantify the relationship between the standalone risks and rewards of life and annuity products and thus enhance the capital allocation process. These ratios will be discussed and critiqued.” The article describes how “the . . . ratios can help tie modeled product risks to modeled rewards.”

Description: This article explores the market volatility of 2008, and addresses the following question: “was the market behaving inefficiently as appeared to be the case in 2008, or was there something truly rational going on, which for most people was hard to see?”