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Standard Forms Could Bring Life Insurers Big Savings
Standard Forms Could Bring Life Insurers Big Savings Discusses what it takes to adopt them and how the savings are realized. Acquisition expenses; 11142 5/1/2001 12:00:00 AM ...- Authors: Lawrence Garvey
- Date: May 2001
- Competency: Technical Skills & Analytical Problem Solving>Innovative solutions
- Publication Name: Small Talk
- Topics: Life Insurance
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Small Policies = Big Controversy
Small Policies = Big Controversy Discusses the current controversy with the NAIC over Small Face Amount Policies, SFAPs. Guaranteed issue=GI;Individual life plans;National Association of ...- Authors: John Ladley
- Date: May 2001
- Competency: External Forces & Industry Knowledge>Actuarial theory in business context
- Publication Name: Small Talk
- Topics: Life Insurance
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GRET 2006: What It Is and How It’s Going
GRET 2006: What It Is and How It’s Going This article highlights GRET, the Generally Recognized Expense Table, which was included in the Life Insurance Illustrations Model Regulation. From Small ...- Authors: James Thompson
- Date: Nov 2005
- Competency: External Forces & Industry Knowledge
- Publication Name: Small Talk
- Topics: Life Insurance>Expenses - Life Insurance
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Gross Premium Valuation Reserves: What Are They and How Are They Calculated?
Gross Premium Valuation Reserves: What Are They and How Are They Calculated? A presentation on the theory underlying Gross Premium Valuation reserves and techniques for computing them for ...- Authors: David V Smith
- Date: Nov 2004
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Small Talk
- Topics: Life Insurance>Reserves - Life Insurance
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Pricing in a Low Interest Rate Environment
Pricing in a Low Interest Rate Environment The decrease in interest rates over the last several years has led to decreases in the maximum valuation rate and maximum nonforfeiture interest rate, ...- Authors: Terry Long
- Date: Mar 2013
- Competency: External Forces & Industry Knowledge>Actuarial theory in business context; External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Small Talk
- Topics: Annuities>Pricing - Annuities; Annuities>Reserves - Annuities; Life Insurance>Non-forfeiture benefits; Reinsurance>Product development - Reinsurance
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Selling Insurance Six Feet Apart Redux
Selling Insurance Six Feet Apart Redux As part of the SOA’s July 22, 2020, COVID-19 Virtual Symposium, Marketing and Distribution (MaD) Section Council members presented “Selling Insurance Six ...- Authors: Nickolas Ortner
- Date: Oct 2020
- Competency: External Forces & Industry Knowledge; Strategic Insight and Integration
- Publication Name: News Direct
- Topics: Health & Disability; Life Insurance>Marketing and distribution - Life Insurance
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Yield Curve Extrapolation
Yield Curve Extrapolation One of the most fundamental concepts in actuarial practice is the time value of money. For any work in which future cash flows are allowed for, such as reserving or ...- Authors: Jack T Kerbeshian, Ben Leiser
- Date: Dec 2019
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Risk Management
- Topics: Actuarial Profession; Actuarial Profession>Best practices; Life Insurance>Reserves - Life Insurance; Life Insurance>Capital - Life Insurance
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Insights in Life PBR Practices
Insights in Life PBR Practices Mandatory implementation of life principle-based reserves (PBR) is just around the corner and there is no shortage of work to do, as most products have yet to be ...- Authors: Kevin Carr, Dylan Strother, Chris Whitney, Haley Christine Jeorgesen , Simon Gervais
- Date: Sep 2019
- Competency: External Forces & Industry Knowledge; Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Life Insurance; Life Insurance>Pricing - Life Insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Term life; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Whole life
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Net Cost Comparison of Dissimilar Life Insurance Contracts: The Standard Mortality Cost Method
Net Cost Comparison of Dissimilar Life Insurance Contracts: The Standard Mortality Cost Method This paper describes a method of comparing net costs of dissimilar life insurance contracts. The ...- Authors: J Stanley Hill
- Date: Nov 1971
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Transactions of the SOA
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Marketing and distribution - Life Insurance
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The Mathematical Forces Operating on Reserves
The Mathematical Forces Operating on Reserves The insurance reserve for an individual contract can be pictured as a quantity which changes continuously from moment to moment in response to the ...- Authors: Mohamed F Amer, John A Mereu, Cecil J Nesbitt, Courtland C Smith, Robert E Beard
- Date: Oct 1963
- Competency: Technical Skills & Analytical Problem Solving>Problem analysis and definition
- Publication Name: Transactions of the SOA
- Topics: Life Insurance>Reserves - Life Insurance; Modeling & Statistical Methods