Product Matters!
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2024
August
- Inforce Data Management: Analysis and Tool Considerations
- Recent Developments in Qualified Annuitization
- Accelerated Underwriting: Mortality Slippage Study and Monitoring Best Practices
- Inclusive Insurance: A Different Game
Editor's Note: This article was previously published in the July 2024 issue of International News.
May
- Accumulated Annuity Design
- SOA Accelerated Underwriting Practices Survey
- Racing to the Top: Combo Products Position Carriers to Seize Growth Opportunities
Editor's Note: This article was previously published by Munich Re.
February
- Harnessing BI Tools for In-force Metrics and KPIs
- Are Your Indexed UL Earnings Underperforming Pricing Expectations?
- What Are the Odds?
- Fixed Indexed Annuity overview in the U.S. and Japan
By Zi Xiang Low, Manabu Shoji, and David Wang
This article is reprinted here with permission from Milliman.
2023
November
- Confusing the Matrix: Part Deux
- Cost-Benefit Analysis: Quantifying the Value of EHRs
- RILA Nonforfeiture Requirements
August
- What if Mortality Stops Improving? Introducing a Product Idea that Shares the Risks and Benefits of Changes in Mortality Rates
- A Decade into Accelerated Underwriting: The New Normal for Advanced Risk Selection
June
- Actuarial Guideline XLIX (AG49): Past, Present and Future
- RILA GLWB Designs and Market Risk Analysis
February
- The Opportunity of a Lifetime
- RILA and VA GMxB U.S. Statutory Reporting Offsets: Implications to Pricing and In-force Management
- Product Matters! Looks Back
2022
November
- Results of Universal Life, Indexed Universal Life and Variable Universal Life Survey
- The Impact of AG 49 and AG 49-A on Indexed Universal Life Insurance Illustrations: Results from a Survey of 28 Insurers
- Registered Indexed Variable Universal Life: Is RIVUL the Next Big Thing in Life Insurance Products?
August
- The Rise of Registered Index Linked Annuity (RILA) products
- The Missing Piece of the New Underwriting Paradigm
- Confusing the Matrix: Actuarial Adaptations to a Well-Known Construct
June
- Accelerated Death Benefit Rider Financing Approaches
- Deferred Life Risks Are on the Menu of a Hungry Pension Risk Transfer Market
- 2020/2021 Life Insurance Pricing Methodology Survey
February
- Enhancing the Value of Critical Illness Insurance
- Term Life Insurance Survey Results
- Product Matters! Looks Back
2021
November
- Market Trends and Product Designs in a Rising Interest Rate Environment
- Embracing Inclusivity During the Product Development Process
- Accelerated Alternatives and the Need for Monitoring in the Wake of COVID-19
- Conservation of Mortality and Assumption Integrity
August
- Rethinking the Product Development Process to Fuel Insurers’ Growth
- Results of Universal Life, Indexed Universal Life, and Variable Universal Life Survey
- The Evolution of LTC/Life Combination Products
June
- Living Benefit Riders to Life Insurance Policies: Pricing Considerations and Strategy
- Professionalism in Your Modeling Career
- Innovation vs. Governance - Can They Coexist?
February
- What's in the "A" of AG 49-A
- Potential Impact of Non-Variable Annuity PBR on Fixed Indexed Annuity Pricing
- Recent Change to IRC § 7702 Interest Rates and Impact on Life Insurance Products
2020
2019
Issue 114, October - View | Download
Issue 113, July - View | Download
Issue 112, April - View | Download
2018
2017
Issue 108, November
Issue 107, June
Issue 106, March
2016
Issue 105, November
Issue 104, July
Issue 103, February
2015
Issue 93, October
Issue 92, June
Issue 91, February